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Pay with OrbitPay with Orbit
2026 Comparison

Best Crypto Card Alternatives Compared

We compared Orbit to 12 other crypto card providers on fees, KYC requirements, blockchain support, and global availability so you can make the right choice.

No KYC Required

Get started with just an email. No ID uploads, no bank linking, no waiting.

130+ Countries

Truly global access. Most competitors are limited to the US or Europe.

8 Blockchain Networks

Ethereum, Base, BNB Chain, Polygon, Arbitrum, Optimism, Avalanche, and Linea.

Visa + Mastercard

Choose your network. Most competitors only offer Visa.

Orbit vs Moon

active
Statusactiveactive
Global Availability130+ countries130+ countries
KYC Required
Supported Crypto10+ (ETH, BTC, USDT, USDC, DAI, BNB, SOL, XRP, DOGE, LTC, XMR)BTC, Lightning, USDC
Loading Fee1.5%No load fee (spread on conversion)
Card NetworksVisa + MastercardVisa + Mastercard
Reloadable
Multi-Currency
Card Limit$100,000$5,000
Chains8 (Ethereum, Base, BNB, Polygon, Arbitrum, Optimism, Avalanche, Linea)Bitcoin, Lightning Network

Orbit vs Bitrefill

active
Statusactiveactive
Global Availability130+ countriesEurope only (branded card)
KYC Required
Supported Crypto10+ (ETH, BTC, USDT, USDC, DAI, BNB, SOL, XRP, DOGE, LTC, XMR)BTC, ETH, USDT, USDC, LTC, DOGE, DASH
Loading Fee1.5%1.99% + hidden conversion fees (6%+)
Card NetworksVisa + MastercardVisa
Reloadable
Multi-Currency
Card Limit$100,000Varies
Chains8 (Ethereum, Base, BNB, Polygon, Arbitrum, Optimism, Avalanche, Linea)Bitcoin, Ethereum, Litecoin

Orbit vs BitPay

terminated
Statusactiveterminated
Global Availability130+ countriesUS only (when active)
KYC Required
Supported Crypto10+ (ETH, BTC, USDT, USDC, DAI, BNB, SOL, XRP, DOGE, LTC, XMR)BTC, ETH, USDC, GUSD, PAX, BUSD, XRP, DOGE, LTC
Loading Fee1.5%$9.95/card + 1% load + 3% FX
Card NetworksVisa + MastercardMastercard
Reloadable
Multi-Currency
Card Limit$100,000$10,000
Chains8 (Ethereum, Base, BNB, Polygon, Arbitrum, Optimism, Avalanche, Linea)Bitcoin, Ethereum

Orbit vs Privacy.com

active
Statusactiveactive
Global Availability130+ countriesUS only
KYC Required
Supported Crypto10+ (ETH, BTC, USDT, USDC, DAI, BNB, SOL, XRP, DOGE, LTC, XMR)None — bank/card funding only
Loading Fee1.5%Free (bank) or 3% FX / $10/mo Pro
Card NetworksVisa + MastercardVisa
Reloadable
Multi-Currency
Card Limit$100,000$5,000/transaction
Chains8 (Ethereum, Base, BNB, Polygon, Arbitrum, Optimism, Avalanche, Linea)None

Orbit vs CryptoPay

limited
Statusactivelimited
Global Availability130+ countriesEuropean residents only
KYC Required
Supported Crypto10+ (ETH, BTC, USDT, USDC, DAI, BNB, SOL, XRP, DOGE, LTC, XMR)BTC, ETH, LTC, XRP
Loading Fee1.5%1% + €1/month service fee
Card NetworksVisa + MastercardVisa (when available)
Reloadable
Multi-Currency
Card Limit$100,000€25,000/year
Chains8 (Ethereum, Base, BNB, Polygon, Arbitrum, Optimism, Avalanche, Linea)Bitcoin, Ethereum, Litecoin

Orbit vs Spritz

active
Statusactiveactive
Global Availability130+ countriesUS, Canada, Europe
KYC Required
Supported Crypto10+ (ETH, BTC, USDT, USDC, DAI, BNB, SOL, XRP, DOGE, LTC, XMR)USDC, USDT, DAI, ETH, and DeFi tokens
Loading Fee1.5%0.5-1.5% + $2 minimum
Card NetworksVisa + MastercardVisa
Reloadable
Multi-Currency
Card Limit$100,000$10,000/month
Chains8 (Ethereum, Base, BNB, Polygon, Arbitrum, Optimism, Avalanche, Linea)Ethereum, Polygon, Arbitrum, Optimism, Base, Avalanche

Orbit vs Bringin

active
Statusactiveactive
Global Availability130+ countriesEuropean citizens/residents only
KYC Required
Supported Crypto10+ (ETH, BTC, USDT, USDC, DAI, BNB, SOL, XRP, DOGE, LTC, XMR)BTC
Loading Fee1.5%1% Bitcoin-to-card fee
Card NetworksVisa + MastercardVisa
Reloadable
Multi-Currency
Card Limit$100,000Varies by KYC tier
Chains8 (Ethereum, Base, BNB, Polygon, Arbitrum, Optimism, Avalanche, Linea)Bitcoin only

Orbit vs EzzoCard

active
Statusactiveactive
Global Availability130+ countriesGlobal (with stock limitations)
KYC Required
Supported Crypto10+ (ETH, BTC, USDT, USDC, DAI, BNB, SOL, XRP, DOGE, LTC, XMR)BTC (on-chain only)
Loading Fee1.5%1.9% conversion
Card NetworksVisa + MastercardVisa + Mastercard
Reloadable
Multi-Currency
Card Limit$100,000Varies
Chains8 (Ethereum, Base, BNB, Polygon, Arbitrum, Optimism, Avalanche, Linea)Bitcoin only (on-chain)

Orbit vs Trocador

active
Statusactiveactive
Global Availability130+ countriesGlobal
KYC Required
Supported Crypto10+ (ETH, BTC, USDT, USDC, DAI, BNB, SOL, XRP, DOGE, LTC, XMR)Multiple (via exchange aggregation)
Loading Fee1.5%3% creation + 6.6% hidden conversion
Card NetworksVisa + MastercardVisa
Reloadable
Multi-Currency
Card Limit$100,000Varies
Chains8 (Ethereum, Base, BNB, Polygon, Arbitrum, Optimism, Avalanche, Linea)Multiple (via third-party conversion)

Orbit vs BroCard

active
Statusactiveactive
Global Availability130+ countriesGlobal
KYC Required
Supported Crypto10+ (ETH, BTC, USDT, USDC, DAI, BNB, SOL, XRP, DOGE, LTC, XMR)USDT, USDC
Loading Fee1.5%$2 per card + 4.5% load
Card NetworksVisa + MastercardVisa + Mastercard
Reloadable
Multi-Currency
Card Limit$100,000$10,000
Chains8 (Ethereum, Base, BNB, Polygon, Arbitrum, Optimism, Avalanche, Linea)Ethereum, Tron

Orbit vs CoinGate

active
Statusactiveactive
Global Availability130+ countriesGlobal (via gift cards)
KYC Required
Supported Crypto10+ (ETH, BTC, USDT, USDC, DAI, BNB, SOL, XRP, DOGE, LTC, XMR)BTC, ETH, LTC, XRP, and 50+ altcoins
Loading Fee1.5%3-4% card fees + 2.2% conversion spread
Card NetworksVisa + MastercardVisa (via gift cards)
Reloadable
Multi-Currency
Card Limit$100,000$500 per card
Chains8 (Ethereum, Base, BNB, Polygon, Arbitrum, Optimism, Avalanche, Linea)Bitcoin, Ethereum, Litecoin, and others

Orbit vs Spendit

active
Statusactiveactive
Global Availability130+ countriesUS only
KYC Required
Supported Crypto10+ (ETH, BTC, USDT, USDC, DAI, BNB, SOL, XRP, DOGE, LTC, XMR)BTC, Lightning
Loading Fee1.5%$10 + 8% for new cards, 2% + $2 foreign spend
Card NetworksVisa + MastercardVisa
Reloadable
Multi-Currency
Card Limit$100,000$1,000
Chains8 (Ethereum, Base, BNB, Polygon, Arbitrum, Optimism, Avalanche, Linea)Bitcoin, Lightning Network

Detailed Comparisons

Read an in-depth side-by-side breakdown for each competitor.

Moon

active

Moon offers crypto-funded virtual cards with a focus on Bitcoin and Lightning Network payments. No KYC required and no explicit loading fees, though conversion spreads apply.

Orbit vs Moon

Bitrefill

active

Bitrefill is primarily a gift card and mobile top-up platform that also offers a Visa card for European residents. Full KYC verification is required.

Orbit vs Bitrefill

BitPay

terminated

BitPay was a well-known crypto payment processor that offered a prepaid Mastercard. The card program is no longer active as of 2024.

Orbit vs BitPay

Privacy.com

active

Privacy.com provides virtual debit cards funded from bank accounts or existing cards. It does not support cryptocurrency at all — it is a fiat-only privacy card service.

Orbit vs Privacy.com

CryptoPay

limited

CryptoPay offers crypto wallets and a Visa card for European residents. The card program has been intermittently available and is not consistently in market.

Orbit vs CryptoPay

Spritz

active

Spritz Finance lets users pay bills and fund a virtual Visa card using crypto and DeFi yields. Focused on converting on-chain assets to real-world spending.

Orbit vs Spritz

Bringin

active

Bringin allows European users to spend Bitcoin through a Visa card. Limited to Bitcoin only and requires full identity verification.

Orbit vs Bringin

EzzoCard

active

EzzoCard offers virtual Visa and Mastercard cards funded with Bitcoin. No KYC required but limited to on-chain Bitcoin only — no Lightning, stablecoins, or altcoins.

Orbit vs EzzoCard

Trocador

active

Trocador is a privacy-focused exchange aggregator that also offers virtual Visa cards. Cards are sourced from third parties with significant markup on conversion.

Orbit vs Trocador

BroCard

active

BroCard provides virtual cards for advertising and online payments, funded with USDT or USDC. Primarily targets media buyers and marketers.

Orbit vs BroCard

CoinGate

active

CoinGate is a crypto payment gateway that also sells prepaid Visa gift cards. Cards are third-party sourced with markup and have stock limitations.

Orbit vs CoinGate

Spendit

active

Spendit offers Bitcoin-funded virtual Visa cards for US users. Extremely high fees make it one of the most expensive options available.

Orbit vs Spendit

Frequently Asked Questions

What makes Orbit different from other crypto cards?

Orbit supports 10+ cryptocurrencies across 8 blockchain networks with a flat 1.5% fee. Unlike most competitors, Orbit offers both Visa and Mastercard, works in 130+ countries, and provides a no-KYC Basic tier with email-only signup.

Do I need KYC to use Orbit?

No. Orbit's Basic tier requires only an email address, giving you up to $5,000/month in card spending. If you need higher limits, the Pro and Premium tiers offer $25,000/month and unlimited limits respectively with ID verification.

Which cryptocurrencies can I use with Orbit?

Orbit supports ETH, BTC, USDT, USDC, DAI, BNB, SOL, XRP, DOGE, LTC, XMR, and more across 8 networks: Ethereum, Base, BNB Chain, Polygon, Arbitrum, Optimism, Avalanche, and Linea.

How do Orbit's fees compare to other crypto cards?

Orbit charges a flat 1.5% loading fee with no hidden conversion spreads or monthly charges on the Basic plan. Many competitors charge 3-10% when you include hidden spreads and monthly fees. For example, Trocador's total cost approaches 10%, and Spendit charges 8% plus a $10 card fee.

Is Orbit available in my country?

Orbit is available in 130+ countries worldwide. Unlike many competitors that are limited to the US or Europe only, Orbit provides truly global access. Cards work at any of the 130M+ merchants that accept Visa or Mastercard.