All Alternatives
2026 Comparisonactive
Pay with Orbit vs Spendit
Spendit offers Bitcoin-funded virtual Visa cards for US users. Extremely high fees make it one of the most expensive options available. Here's how Spendit compares to Orbit across fees, crypto support, KYC requirements, and global availability.
Feature Comparison
| Feature | Orbit | Spendit |
|---|---|---|
| Status | active | active |
| Global Availability | 130+ countries | US only |
| KYC Required | Yes | Yes |
| Supported Crypto | 10+ (ETH, BTC, USDT, USDC, DAI, BNB, SOL, XRP, DOGE, LTC, XMR) | BTC, Lightning |
| Loading Fee | 1.5% | $10 + 8% for new cards, 2% + $2 foreign spend |
| Card Networks | Visa + Mastercard | Visa |
| Reloadable | Yes | Yes |
| Multi-Currency | Yes | No |
| Card Limit | $100,000 | $1,000 |
| Chains Supported | 8 (Ethereum, Base, BNB, Polygon, Arbitrum, Optimism, Avalanche, Linea) | Bitcoin, Lightning Network |
| Privacy Level | High — email-only Basic tier | High — no KYC |
Status
Orbitactive
Spenditactive
Global Availability
Orbit130+ countries
SpenditUS only
KYC Required
Orbit Yes
Spendit Yes
Supported Crypto
Orbit10+ (ETH, BTC, USDT, USDC, DAI, BNB, SOL, XRP, DOGE, LTC, XMR)
SpenditBTC, Lightning
Loading Fee
Orbit1.5%
Spendit$10 + 8% for new cards, 2% + $2 foreign spend
Card Networks
OrbitVisa + Mastercard
SpenditVisa
Reloadable
Orbit Yes
Spendit Yes
Multi-Currency
Orbit Yes
Spendit No
Card Limit
Orbit$100,000
Spendit$1,000
Chains Supported
Orbit8 (Ethereum, Base, BNB, Polygon, Arbitrum, Optimism, Avalanche, Linea)
SpenditBitcoin, Lightning Network
Privacy Level
OrbitHigh — email-only Basic tier
SpenditHigh — no KYC