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2026 Comparisonactive

Pay with Orbit vs Moon

Moon offers crypto-funded virtual cards with a focus on Bitcoin and Lightning Network payments. No KYC required and no explicit loading fees, though conversion spreads apply. Here's how Moon compares to Orbit across fees, crypto support, KYC requirements, and global availability.

Feature Comparison

Status
Orbitactive
Moonactive
Global Availability
Orbit130+ countries
Moon130+ countries
KYC Required
Orbit Yes
Moon Yes
Supported Crypto
Orbit10+ (ETH, BTC, USDT, USDC, DAI, BNB, SOL, XRP, DOGE, LTC, XMR)
MoonBTC, Lightning, USDC
Loading Fee
Orbit1.5%
MoonNo load fee (spread on conversion)
Card Networks
OrbitVisa + Mastercard
MoonVisa + Mastercard
Reloadable
Orbit Yes
Moon Yes
Multi-Currency
Orbit Yes
Moon Yes
Card Limit
Orbit$100,000
Moon$5,000
Chains Supported
Orbit8 (Ethereum, Base, BNB, Polygon, Arbitrum, Optimism, Avalanche, Linea)
MoonBitcoin, Lightning Network
Privacy Level
OrbitHigh — email-only Basic tier
MoonHigh — no KYC

Where Moon Falls Short

  • Limited to Bitcoin and USDC — no ETH, BNB, or altcoin support
  • Lower card limits ($5,000 vs Orbit's $100,000)
  • Only 2 blockchain networks vs Orbit's 8
  • Conversion spread can exceed stated 0% fee

Why Choose Orbit

  • 10+ cryptocurrencies across 8 blockchain networks — far more than Moon's Bitcoin, Lightning Network
  • Flat 1.5% loading fee with no hidden conversion spreads or monthly service fees
  • No KYC on the Basic tier — just an email address to get started with up to $5,000/month
  • Visa + Mastercard for maximum merchant acceptance worldwide
  • 130+ countries — truly global access, not limited to a single region
  • Up to $100,000 card limit compared to Moon's $5,000

Ready to switch from Moon?

Create a free Orbit account in under 60 seconds. No KYC required.