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2026 Comparisonterminated

Pay with Orbit vs BitPay

BitPay was a well-known crypto payment processor that offered a prepaid Mastercard. The card program is no longer active as of 2024. Here's how BitPay compares to Orbit across fees, crypto support, KYC requirements, and global availability.

Feature Comparison

Status
Orbitactive
BitPayterminated
Global Availability
Orbit130+ countries
BitPayUS only (when active)
KYC Required
Orbit Yes
BitPay Yes
Supported Crypto
Orbit10+ (ETH, BTC, USDT, USDC, DAI, BNB, SOL, XRP, DOGE, LTC, XMR)
BitPayBTC, ETH, USDC, GUSD, PAX, BUSD, XRP, DOGE, LTC
Loading Fee
Orbit1.5%
BitPay$9.95/card + 1% load + 3% FX
Card Networks
OrbitVisa + Mastercard
BitPayMastercard
Reloadable
Orbit Yes
BitPay Yes
Multi-Currency
Orbit Yes
BitPay No
Card Limit
Orbit$100,000
BitPay$10,000
Chains Supported
Orbit8 (Ethereum, Base, BNB, Polygon, Arbitrum, Optimism, Avalanche, Linea)
BitPayBitcoin, Ethereum
Privacy Level
OrbitHigh — email-only Basic tier
BitPayLow — full KYC required

Where BitPay Falls Short

  • Card program is no longer active
  • Was US-only
  • $9.95 per card issuance fee
  • 1% load fee plus 3% foreign exchange fees
  • Full KYC required

Why Choose Orbit

  • 10+ cryptocurrencies across 8 blockchain networks — far more than BitPay's Bitcoin, Ethereum
  • Flat 1.5% loading fee with no hidden conversion spreads or monthly service fees
  • No KYC on the Basic tier — just an email address to get started with up to $5,000/month
  • Visa + Mastercard for maximum merchant acceptance worldwide
  • 130+ countries — truly global access, not limited to a single region
  • Up to $100,000 card limit compared to BitPay's $10,000

Ready to switch from BitPay?

Create a free Orbit account in under 60 seconds. No KYC required.